How are you assessing your investment returns?Most of the time when we hear somebody talking about long-term returns, they mean cumulative returns.You have a starting point which you adjust each year by the total return (price + income) for a number of decades.Just about every equity index over a 50 year…
Why Invest directly offshore
You can own pretty much as much offshore exposure as you like these days without having to use any exchange control allowances. There are an increasing number of unit trusts or exchange traded funds which will give you exposure to any number of geographies or themes (tech/healthcare/ESG) without you physically…
Marketing vs Wealth Creation
The alarm bells should ring when someone is selling you a story rather than looking after your long-term well-being.
How can I believe you
Fact or fiction? News or opinion?
Do you feel lucky punk?
Are you a disciple or an atheist?
Return Free Risk
Interest rate cuts are not always good news, especially for your long term return prospects.
And stranger still…
The question of skill-deficit versus will-deficit has been answered
The illusion of knowledge
Ever feel intimidated when you start to learn something new…
The single phrase which defines how we do things differently at White Investments and how we can have the biggest positive impact on client outcomes….
The real cost of a free beer
Alarm bells should start ringing if your Retirement product includes a promise of a reward, bonus or other incentive to buy the product.