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Dear Santa, The first Christmas that I can remember I think I was two. I was too young to have written you a letter but somehow you managed to give me the most amazing gifts that year. Under the tree on Christmas morning were a whole lot of boxes.

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White Investments’ Education Savings Solution (download our brochure) For all you need to know about saving for your kids education – Questions and answers A recent article (2014) highlighting the most expensive schools in South Africa, received loads of coverage in the…

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Don’t you hate when you go to someone looking for a quick answer and all you get is – “Well it depends” “It depends” comes with the territory in investment and financial planning unfortunately. Some clients like the fact that I have strong analytical skills and can consider investments under…

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If we are honest with ourselves, achieving our future financial goals is more often influenced by personal psychology than by mathematical ability. If we are not making ends meet each month, not saving for retirement or we are swamped by debt, it probably has nothing to do with our inability…

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I often speak of getting the basics right when it comes to investing and how that can make a significant difference to your final net wealth position. A common metaphor that captures this concept rather nicely is “picking the low hanging fruit”. In other words doing the small and…

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White Investments – Tax Free Savings Solution Brochure (download pdf)For all you need to know about using your tax free allowance – Questions and answers As things currently stand the only accounts that allow you to earn investment returns free…

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I had a few responses following last month’s article which dealt with loan offerings from one of the country’s largest banks. The common theme that resonated throughout the responses came in the form of a question: Is there a perfect financial solution? The short answer is no –…

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  That was the  large font header, highlighted in the bright red corporate branding colour of one of South Africa’s big four banks (Lets call them ASBA),  that greeted me when I opened my post recently. The purpose of the letter was to offer me the opportunity to apply for…

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  As mentioned on our Facebook page in January, the South African Reserve Bank recently raised interest rates for the first time in years. I wanted to take this opportunity to expand on the subject and to provide some practical insight on how this impacts your personal…

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  For the vast majority of us, looking after our finances should not be difficult from the perspective of being overly technical  or complicated – It merely involves getting the simple ‘stuff’ right. But the truth is that most of us find looking after our hard earned money very hard.

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The best way to get something done is to begin…

If procrastination is the thief of time, and time is one of the biggest advantages you have when investing, what are you waiting for?