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I regularly come into contact with individuals who have a very negative perception of investing. Basically it is just a waste of time.

Many of these individuals can support this thesis with strong evidence and examples of poor outcomes. The culprits are numerous and variable – Poor products, high fees, bad advice, poor behavioural traits, unrealistic expectations and poor financial literacy all contribute to negative experiences when it comes to investing.

What I find sad about it is that investing is actually all about creating better outcomes for your future self. The main concepts around successfully creating wealth over the long-term are actually incredibly simple.

If you have been let down by an industry which is rife with poor products and service it is beholden on you to identify where and why you have gone wrong and to correct it. If you abandon investing all together the only victim is the future you.

So I implore you not to give up on investing. Recruit your ‘money employees’ to work for your future…

They never take sick days.
They don’t even take leave.
They are willing to work around the clock.
They work long after you retire.
They don’t jump ship for a better offer.
You just need to deploy them properly and they will loyally serve you.


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The best way to get something done is to begin…

If procrastination is the thief of time, and time is one of the biggest advantages you have when investing, what are you waiting for?