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In the next in our series of simple ‘concepts that can change your life’, we consider the true cost of the every day decisions we make in the context of good long-term financial outcomes. 

Do you never seem to have any money to invest?


Are you squandering opportunities to create wealth by the active decisions you make daily?

Over the course of our lives many opportunities are missed as we sacrifice real wealth creation for the perception of wealth.

Understanding that the true costs of the decisions that we make are greater than the sum of the individual cash flows is crucial. 

The power is in your hands – Choose wisely!

Choose wealth creation!



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The best way to get something done is to begin…

If procrastination is the thief of time, and time is one of the biggest advantages you have when investing, what are you waiting for?